What do you pay for Insurance? - Arctic Cat Prowler Forums: Prowler UTV Forum
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post #1 of 11 (permalink) Old 03-26-2014, 09:22 PM Thread Starter
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What do you pay for Insurance?

Got my bill this week so I thought it would be a good time to compare. I have Progressive for all my vehicles so far they seem pretty competitive with other companies. This is what I pay for a year for my Prowler, I see I pay 10 bucks for roadside assistance I think I'll drop that part.
What do you pay for Insurance?-capture.jpg

'07 Prowler 650 H1 XT, L.E.D. stop/turn signals, Summit Racing heater, AC winch, AC windshield, soft cab & doors, 6' Eagle Plow, oil gauge, Maxxis MT-762 truck tires, AC Fender Flares, E-Brake alarm, Yutrax UTV Jump Seat, Dynatek CDI
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post #2 of 11 (permalink) Old 03-27-2014, 04:01 AM
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I have Home Owners and pay 112.00 per year on my Snowmobile, and Prowler. My triple "A" covers road service. As long as it is recoverable by a road, they will bring us home!

2009 700EFI XTX, , AC Winch, 2010 Dust Shield EPI Sport Utility Clutch Kit , Street Legal, Cage chopped 2 ", Aluminum Diamond Plate Trim, Relocated Factory Bladders with covers, 5 Pt. Harness installed, Bed Tiedown System, Scat Pro-Car Seats, Secondary Battery installed, Oil Pressure, Oil/CVT Temperature, Volt Meter & Water Temp Gauges installed with Dash Plate, Bighorns, ITP Black 212 Wheels. Tonneau cover. 750 Big Bore Kit, Web Cam, and Rocker Arms.

Either - Dick or RD
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post #3 of 11 (permalink) Old 03-27-2014, 01:13 PM
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Probably should have it but dont. my home owners will take care of theft if it stolen from the garage,But here's the catch you have to prove the prowler and the wheeler's don't leave the property for any reason.My daughters collage keeps me drained...............

2015 A/C Sport,With a few add ons..........
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post #4 of 11 (permalink) Old 03-27-2014, 01:24 PM
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Theft is covered, they will pay cash value. Pictures, and receipts need to be kept for insurance purposes. Never know what could happen!

2009 700EFI XTX, , AC Winch, 2010 Dust Shield EPI Sport Utility Clutch Kit , Street Legal, Cage chopped 2 ", Aluminum Diamond Plate Trim, Relocated Factory Bladders with covers, 5 Pt. Harness installed, Bed Tiedown System, Scat Pro-Car Seats, Secondary Battery installed, Oil Pressure, Oil/CVT Temperature, Volt Meter & Water Temp Gauges installed with Dash Plate, Bighorns, ITP Black 212 Wheels. Tonneau cover. 750 Big Bore Kit, Web Cam, and Rocker Arms.

Either - Dick or RD
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post #5 of 11 (permalink) Old 03-27-2014, 03:50 PM
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fire theft and collision also accident liability coverage. 200 deductible cost 399.00 cdn a year. sled is same no collision on it. car is a grand and my two trailers are 500 bucks replacement value. But we have heath care. Don't get me started.

Rob
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post #6 of 11 (permalink) Old 03-28-2014, 07:04 AM
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fire theft and collision also accident liability coverage. 200 deductible cost 399.00 cdn a year. sled is same no collision on it. car is a grand and my two trailers are 500 bucks replacement value. But we have heath care. Don't get me started.
I hear you.not sure my insurance coverage, just don't want to deal with it.i would have a couple more trailers if I didn't have to license them every year like in Alberta.Basically I get least possible coverage and hope nothing happens.
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post #7 of 11 (permalink) Old 03-28-2014, 07:23 AM
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Michigan mandates insurance coverage on vehicles, then they turn around and tack on un-insured motorist coverage! Don't figure.

2009 700EFI XTX, , AC Winch, 2010 Dust Shield EPI Sport Utility Clutch Kit , Street Legal, Cage chopped 2 ", Aluminum Diamond Plate Trim, Relocated Factory Bladders with covers, 5 Pt. Harness installed, Bed Tiedown System, Scat Pro-Car Seats, Secondary Battery installed, Oil Pressure, Oil/CVT Temperature, Volt Meter & Water Temp Gauges installed with Dash Plate, Bighorns, ITP Black 212 Wheels. Tonneau cover. 750 Big Bore Kit, Web Cam, and Rocker Arms.

Either - Dick or RD
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post #8 of 11 (permalink) Old 03-28-2014, 11:33 AM
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Quote:
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Michigan mandates insurance coverage on vehicles, then they turn around and tack on un-insured motorist coverage! Don't figure.
Same thing here RD we get stuck with paying for un-insured motorist also,we have a lot of drivers here that dont even have insurance.

2015 A/C Sport,With a few add ons..........
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post #9 of 11 (permalink) Old 03-28-2014, 12:32 PM
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Same here, fly by night insurance policies that give you a insurance certificate for a down payment, never make any payments after that and they can buy their platers. Seems like Michigan is starting to follow insurance more closely. They have made enforcement sweeps and ticketed owners for not having insurance, but it is a losing battle.

2009 700EFI XTX, , AC Winch, 2010 Dust Shield EPI Sport Utility Clutch Kit , Street Legal, Cage chopped 2 ", Aluminum Diamond Plate Trim, Relocated Factory Bladders with covers, 5 Pt. Harness installed, Bed Tiedown System, Scat Pro-Car Seats, Secondary Battery installed, Oil Pressure, Oil/CVT Temperature, Volt Meter & Water Temp Gauges installed with Dash Plate, Bighorns, ITP Black 212 Wheels. Tonneau cover. 750 Big Bore Kit, Web Cam, and Rocker Arms.

Either - Dick or RD
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post #10 of 11 (permalink) Old 03-28-2014, 01:06 PM
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Quote:
Originally Posted by Fairmont79 View Post
Same here, fly by night insurance policies that give you a insurance certificate for a down payment, never make any payments after that and they can buy their platers. Seems like Michigan is starting to follow insurance more closely. They have made enforcement sweeps and ticketed owners for not having insurance, but it is a losing battle.
RD thats the same thing drivers do here...................

2015 A/C Sport,With a few add ons..........
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